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Another thing you could do is appreciate every little thing you have.
Also, Flip the Script ~ for example:
Who in their right minds would buy a HOUSE? Houses are a pain in the butt! The maintenance! The crippling mortgage! Taxes!! An apartment? That’s freedom! Let the landlord take care of the problems! Look at all the money you save in the long run! You can travel more with less worry!
Oh my goodness, with your money budgeting savvy, YOU could go overseas. YOU could run up your phone bill. Whenever you want, really. But you don’t, b/c you are fiscally wise. But you could. Maybe you will. When the time is right, when you feel like it.
See what I did there?
Appreciate, Appreciate, Appreciate!