No, not for her to be a beneficiary but since it is a good thing to do for oneself. She does not have intentions like that – to scheme and get money out of me or my sister. But since she considers it a good thing it has to be done her way. I wanted to take my time to think about the suggestions the agent made about premium, cover, etc. It did not turn out to be a bad thing to do but in that situation, wanting more time would not have been a bad thing but I doubted myself and listened to my mom and signed up right away