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I actually have … A PLAN!! (LOL)
In five years (at a certain AGE) I will hang out with DH when he does paper work, with a notebook in hand. I will write down who we pay and any passwords/websites/phone numbers, etc. I will also make note of any yearly house maintenance routine, what he does when he goes down in the basement to fix the Wifi/electrical/water. Who he calls.
Ten years after that I will do the paperwork WITH him. (See where this is going?)
Ten years after THAT, I will do the paperwork!! (He is older than me and by then will be too old to argue)
And if he dies first and I’m past a certain age, I’ll have a secretary/kids do it or I will be in a home!!!
And in the unlikely event he dies, um, NOW, I’d be in such a grief spiral they can just take the house away!!! And I will “claim refuge in the Buddha” and you can find me at the local Buddhist Meditation Center!!