Posts by Sam Theron

Sam specializes in helping woman declutter their lives. She coaches them on how to organize and design a life that suits them best. She is now offering online courses where you can work with her virtually. Sam resides in sunny South Africa and loves yoga and being in the ocean. You can learn more about Sam Theron here.

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5 Steps to Lower Your Financial Stress When You’re Drowning in Debt

“You can’t calm the storm, so stop trying. What you can do is calm yourself. The storm will pass.” ~Timber Hawkeye

I never anticipated the stress and pressure that come when you are no longer able to pay your bills on time.

Knowing that you owe money, and that your current income isn’t going to cover it, is a heavy reality to face.

I found myself starting to envy low-income, salaried employees. Even though they don’t earn a lot, which I’m sure brings its own challenges, they aren’t eligible to receive huge credit. This protects them from ever finding themselves …