Having been were you are I would strongly recommend starting a business doing something you know very well and don’t have employees. If you do something you know and love you will be successful. Also, you will most likely be able to set your own hours so you can work around your current child and future child. Obviously if you have a job that you can do at home you will save on daycare. I only had one child, but I didn’t want him to go to daycare or full time pre-school and it worked out great for me. Best wishes to you and your family!