Dear David:

Regarding the most practical issue you brought up in your original post and which you repeated in your most recent, reads to me that you need sound financial advice and management short term and long term.

Your partner is disabled, she may be on SSI or the like, some financial government assistance. If she is not, she may qualify. Moving to a lower rent location is an option. Applying to work in the government sector where there is job security and dependable procedures is an option perhaps.

I would say stop and evaluate your financial choices so far, the money coming in part and the money going out part and improve both parts by making better choices every day.

Is that… the “Wisdom Needed”?

anita