Hi N,

Please DO NOT even think about taking out an insurance policy/harming yourself for 3 simple reasons:

1) As Jasmine said, you do not know if you will end up in a worse place !
2) You do not want to put your parents through a traumatic event like that – the death of a child is the most traumatic experience for a parent. I have seen it up close and it destroys the parents completely !
3) I do not even want to state this but just to give you all the facts: Even if you took out an insurance policy, almost all insurance companies have a legal clause that they do not pay out money if they find out it was intentional.

I do not know how old you are but it does not matter – there have been people that went through hell and picked up the pieces and began a happy life at a late age. One of them is Louise Hay and she achieved success after age 50 after going through tough personal situations. She has a great book called ‘You can heal your life’ – here is the link to her website: http://www.louisehay.com/about-louise/

Also, here are two websites that have excellent information that can help with your parents:
http://www.aarp.org/home-family/caregiving/info-06-2012/your-loved-ones-next-move.html
http://www.altsa.dshs.wa.gov/caregiving/agingparent.htm

I pray your Angels guide your way forward. GOD Bless !