Dear sandy:
You wrote: “I’m surrounded by lots of guys who I would love to date, but I feel inadequate and not worthy of them.”

If you looked at all those guys a little more, you will see that many of them are all those things that you think make you undesirable to them, disorganized, in debt, family memebers addicted to this or that…

Look closely at them and you will find lots of inadequacy that will put you in much comfort regarding the lack of rarity of your own inadequacies.

I wish you love slob or not, organized or not, watching TV or pigging out. You sound quite loveable to me!
anita