Hi Felix,

I know a single guy your age who rents an apartment in a beautiful suburb of Los Angeles on an elementary school teacher’s salary. He has no money as it all goes toward rent, food, and his fun lifestyle. If you saw a photo of this guy you’d say he’s an average looking guy, but if you met him in person you’d think differently. People (including women) want to be around him. He works out every day, keeps his calendar filled with things he likes to do, and when he’s talking with you he asks questions, is genuinely interested, looks you straight in the eye, and listens. He’s totally sincere, no bs or phony-baloney. He’s self-confident, happy, and curious about things. He is alone (no partner) and wants to find the right woman very badly, but until she comes along he’s determine to enjoy his life. There are women who are interested in him — very interested; I know this for a fact. But he’s selective; isn’t going to settle for someone he isn’t totally crazy about. So he continues to have the life he wants, minus the girl for now. He has his moments when he’s tired of being surrounded by mostly married couples, families, etc., but he knows, as we all do, that not all marriages are as happy as they appear from the outside, and it’s much better to be single and free than stuck in an unhappy marriage. Also, as you have experienced yourself, around age 40 many marriages are ending which means many women are now available and looking for qualities in a man that they didn’t get the first time around, and money isn’t always what they’re looking for. I say keep paying off your debt and start really living your life. Believe it’s possible to enjoy life without a woman, then do it. Make doing the things you love your priority. Build friendships. Live with character and integrity. Smile and be friendly. Quality women prefer happy, great guys over wealthy ones, hands down.

B