Dear Mr. Ritz,

it could be that this (specially No3) triggered your racing heart/possible anxiety attack:

2: A couple weeks ago I got the news that my 78 yr old Mother in Law, who is has asthma, was on oxygen and having breathing problems. She had all the symptoms of covid, but so far has tested negative.
3: My wife has been having mental issues. Lack of concentration, forgetfulness, brain fog etc…

I took a look at your previous threads. You’ve shared that you were struggling with money and issues at your work place, as well as that you were eagerly waiting for retirement. In your last thread you wrote:

If the wife finds a new career far from here we’ll be moving, but even if we stay here, the security we had with her teaching job will be gone now.

We both have health conditions that make it vital that we have good affordable insurance. I guess I’ve leaned on her so long that loosing the secure feeling is gone.

You said your wife will be eligible to retire this year, but she was planning to keep on working for 7 more years. But now with her health issues, perhaps you are afraid that it will affect her ability to work, and that your financial situation will get worse? This is what could be causing you anxiety.