Dear Arie 1276

I am sorry to hear that you are so worried about your / husband  debts.  Some countries tax laws can be confusing even for longterm residents and it is even harder if you are self employed. When my 2nd husband had his own business we took a straight 20% off the gross takings and put into a deposit account so at the end of the year we had the money put aside for our tax bill and sometimes there was  a bit left over which we used to pay something off other big debts like the business loan.

Things like this can put a real strain on our own mental & physical health along adding pressure to the relationship with your husband. The sooner the pair of you can come up with a gameplan the better & more in control you will feel. Also some countries allow for husbands and wives to be taxed separately.

I hope that you get on a finances sorted soon.