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Money can bring more problems than it can solve. It sounds like the relationship has remained stable because of money and that’s not what a relationship should be built on.
Don’t jump the gun on this. Sure it may be nice to think theres a life out there to explore, but adleast see if he’ll understand your concerns. Instead of focusing on the financial burdens, work on spending more time together and maybe he’ll be reminded why your so special to him and ease up on the financial situation. You can’t force him to change though.
You need to do what makes you happy. Every relationship has ups/downs, but working thru them is what a strong relationship is built on. I think you need to make this decision for yourself and no one can give you a right answer. If you do decide to leave, be prepared for the other challenges you might face. Regardless, I don’t think its right to stay in a relationship if you’re not happy or don’t foresee a happy future. Just think everything thru before you make such a move. This is a tough situation and once again I think it’s up to you to make the right decision.