The Real Measure of Your Wealth

“The real measure of your wealth is how much you'd be worth if you lost all your money.” ~Unknown

A wonderful story from the yogic tradition highlighting the true meaning of wealth goes something like this:

There was once a beggar who spent his days sitting under an old banyan tree on the side of a dusty road that led to a bustling town. The man had been begging in that spot for years, rattling an old tin can hoping that passers-by would feel compassion and offer alms.

Yet, at the end of each day he would only have collected one or two rupees, barely enough to buy a dry chapati and a cup of sweet chai.

One day a wise man approached. Witnessing the beggar’s plight he called out, “My man, why are you wasting your days begging in this way? If you dig right where you are, you will discover great treasure!”

Desperate about his impoverished situation and intrigued by this idea, the beggar decided to take the wise man’s advice. Using his bare hands he began digging the earth under where he had been sitting.

To his utter amazement the beggar discovered a huge bag of rare, gold coins.

Dancing with joy he declared, “Had I realized I was sitting on top of great wealth I could have eased my suffering years ago!” 

I was once like the beggar, always seeking ways to fill the empty bowl of my perceived lack, believing that if I worked and saved hard enough I would ensure financial security. However, on October 6th 2008, the bubble of that illusion burst when my husband and I discovered our bank had dramatically collapsed.

Suddenly finding myself looking into the grim face of my worst possible fear, I knew I had to change my understanding of what the energy of money represented and discover the source of true wealth.

As a young adult, I had inherited a strong work ethic from my father along with a subconscious belief that money was “hard to come by.” As a consequence, I had become terrified of lack and even more terrified of loss.

Though I had recognized this unhealthy energy dynamic years ago when starting out on my spiritual path, and grew determined to face and transform ingrained fears, here it was again in a form that could not be ignored.

Committing to pulling the old beliefs out by the roots, I kept drawing strength from entries I had made in my journal a few months earlier. They came in the form a wise man whose “voice” was so strong, powerful, and imbued with equanimity that I was compelled to listen.

The first message was an insistent directive I had heard repeated while waking up early one morning. It was:

“Why are you sitting on your wealth? You have been given everything! What are you waiting for?”

And intriguingly another message had been:

“You are exhausted because you are repressing the energy of your own creative impulse, which is your true wealth.”

Now I became acutely aware of being presented with two choices. One was to descend into contraction, panic, and despair. The other was to accept what was unfolding, view the situation from an elevated perspective, and use the messages like a lifeline.

Choosing an elevated perspective, I knew my soul was urging me to take action and find the courage to share my intuitive gifts rather than continuing to hide out of fear. It was definitely time to start digging in.

With that awareness I formed an intention to heal the financial and creative dynamic, realizing one was simply a reflection of the other:

  • First: I accepted the financial loss as a gift, immediately resolving to turn it into a positive, abundant experience.
  • Second: I wrote a statement in my journal declaring, “Fine! If we have lost everything, let this be a beautiful starting point. I vow to spend the rest of my life living in alignment with my gifts, skills, and talents.”
  • Third: I began to work on the situation energetically. When I sat quietly and asked: “How does this financial situation manifest in terms of a fear-based image?” I saw a dark pit, descending deep into the ground which had the power to suck me in, draining all my energy and resources. The title I gave it was: “Bottomless Pit.”
  • Fourth: On inquiring, “What can be done to transform the fear into expansion and abundance?” I began to feel a sense of empowerment and began directing light to the image, working on reducing the size of the opening.

For weeks after, every time fear began surfacing in response to lack, I would visualize the hole becoming smaller and smaller until it was completely gone.

In its place, rising up and out into the universe, I visualized a strong web of light, like a vast tree, spreading its golden limbs into infinity. This image reflected the belief that we receive limitless resources if we share the abundance of who we are, rather than believing in scarcity and limitation.

The gift of losing everything was amazing. It forced me to face my subconscious fears around lack and take responsibility for transforming them into something creative and beautiful.

Since then, the universe has led me to numerous vehicles for creative expression, which have included articles for Mind-Body-Spirit magazines, two books, and several online courses.

Three years on, our financial situation has also taken a graceful turn for the better with a large percentage of our savings unexpectedly reimbursed. I am also feeling more vibrantly alive, energized, and aligned with purpose as formerly repressed creative energy has been allowed to flow unencumbered.

If like many people worldwide you are facing your own financial challenges, have the courage to dig in and access what is available to you right now, right where you are.

Give yourself the abundant gift of engaging in your own self inquiry by asking the following questions:

  • Am I sitting on hidden gifts, skills, and talents?
  • Is there something I have always wanted to do and have kept putting off?
  • What am I most afraid of in relation to the expression of abundant goals for my life?
  • Starting right now, how can I begin to make my dreams a reality?

If you are willing to engage in this work, you will have access to the unique beauty and vast richness of your own personal treasure. Over time, you will also arrive at a place where you are immensely grateful for any financial challenges you have had to embrace and transform.

Through suffering and loss, we often recognize that when we have the courage to be who we are, rather than procrastinating or hiding in fear, we are the source and embodiment of abundance. 

Lori's Note: Julie has generously offered to give away 20 one-year-long subscriptions to her online course Living with Alignment, which helps you live an authentic, passionate, purposeful life. If you'd like to enter to win, leave a comment below! You can enter until midnight PST on Sunday October 23.

Photo by UrbanWoodswalker

About Julie Hoyle

Julie Hoyle is a spiritual teacher, natural intuitive and trans-personal hypnotherapist. Her profound spiritual awakening is detailed in her eBook, An Awakened Life- A Journey of Transformation. She offers online courses, soul purpose readings, and energy retrieval at: 

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  • Cristie Siegele

    Oh wow, what a generous donation. I would be deeply thankful to dig deeper with your course. Thank you so much! Peace, Cristie

  • erin

    yay…this post is timely-thank you!

  • Steffi Huynh

    This is a wonderful opportunity to gain steps towards a happier and healthier life! Thank you so much for such a thoughtful donation.

  • Sarah

    What a great reminder to us all! Thanks for your insightful words 🙂

  • Nick

    My life has often be ruled by money, or lack of. This post arrived just in time.

  • Jayneblues37

    great post. Very insightful

  • Kate

    Those last four bullet points really hit me – I AM sitting on some of my talents. I HAVE been putting things off.

    Thank you for the generous opportunity to win your course!

  • Annie

    This post is amazingly relevant to me and has reminded me where my focus should be. Thank you!

  • Julie Hoyle

    Namaste and thank you all for your comments. I appreciate every word and will be in touch very soon with the free course details!

    OM and Many Blessings,

    Julie Hoyle

  • Kimberly

    Very timely post for my personal situation. Expansion allows room for growth and wealth (however you may define it) to manifest. Contraction is confining and restrictive, leaving no room.

  • Brittany Nicole

    This couldn’t have come at a better time for me, I am at a point now where I have begun to ask myself some of these questions, in search of changing my situation. Thank you for your post and generosity!  It is amazing what someone else’s story can do to touch your own life and maybe give you a little push in the right direction.

  • Vikram Babu

    I love the part about the voice of equanimity, it is the clearest of all.

  • Jena

    I have been discussing this whole concept over the last couple of days. Thanks! It is definiately an area I need to work at in my quest to become whole.

  • Seantm

    A most inspiring story… Why is it that so many with so little seem to have so much to share? 

  • K Ellis

    Julie’s post really, really spoke to me. We are kindred spirits in the way we were raised–good worth ethic, but bad money vibes! I keep coming to the same point–where’s the money going and why do I awake in the night panicked about it? It happens over and over, and I am not an extravagant person. But I have always wanted to write–and I have lots of encouragement from people who have read some of my blogs and posts . . . so why am I not doing it?? And is this what the constant financial struggle is trying to teach me? I am sitting on my wealth–refusing to dig it up–and worrying about my resources. Silly, isn’t it? Thanks, Julie, I am going to make some changes . . . start writing, reprogram my “money memory” and break this cycle once and for all! What’s there to be afraid of? Nothing but success . . . 🙂 I’d love to win a subscription to your online course, it could only take me farther, faster! Namasté . . .

  • Carla

    Great article. I need reminders that my own perception of good/bad, right/wrong is often not as clear as I think it is.

  • Rarie G.

    Thanks for the reminder!

  • Lolasoma

    I really needed to read this-I have wanted to pursue being a children’s author for years, so what am I waiting for?

  • Eleanor

    I agree that you definately attract what you fear – uplifting article – thank you.

  • Kheisty

    This hit my inbox at the perfect time.  A great reminder.  Thank you.

  • Nancy

    I would love to know more about this, thank you for the opportunity.

  • Nancy

    I love the first quote………..

    “The real measure of your wealth is how much you’d be worth if you lost all your money.”

    ….however it scares me. I’m not sure what we be left of me….I would love to explore my “wealth” as a person. I think your free online class would be just what I need to do that.

    Thanks for the insight.

  • claychica

    Thank you for this post.  This means many things to me at the moment with a crossroads I am facing.

  • Julie- that piece really resonated with me. Thanks you so much for sharing x

  • Lsiadys

    Your words really resonate with me. Parallel with what I have experienced and am thinking now. Appreciate the post. Shines, like  a marker along the right path.

  • Cowardly Lion

    Thank you for sharing – a divine message
    When the student is ready, the master appears. ~Buddhist Proverb.

  • Sanjay292

    Great reminder to always have a broader outlook of situations !!!!

  • Rebecca

    Thank you for this article. I feel so stuck right now… I get really motivated but haven’t manifested any of my talents to help me out of my financial situation. I have much gratitude for reading your words. =)

  • Jen

    Wow, this couldn’t have come at a better time!  I am tired of expelling energy worrying about financial issues that aren’t really important (but seem like it).  I will give this some thought….

  • Michael

    It’s unfortunate that it takes a negative action in our lives to realize we have the potential to do anything.  For me it was a car crash that nearly ended my life.  Since then I have done things and set goals that I would never have done in the past.

  • I consider this my new affirmation “I vow to spend the rest of my life living in alignment with my gifts, skills, and talents.” – Thank you Julie!

    It’s beautiful and true and exactly what my focus is now.

    “Why are you sitting on your wealth? You have been given everything! What are you waiting for?” – This really touched me because it’s the question I’ve been asking recently … I’ve never been able to escape my gifts and now I’m pleased about that. But what I’m finding amazing is how everything is coming together at the moment and this article is just perfect. I’m going to share it on my facebook page!

    Thanks Julie – if there is a chance of winning a place on your course – after reading this article I think I’d love it! Either way I’ll be using that affirmation for years to come. Thank you,x

  • Melanie aka Zoe

    Wow, some powerful imagery there! I am so glad that I clicked through from Tiny Buddha on Facebook- this was very timely for me. Thanks!

  • Jane

    I hope to be able to release my gifts as soon as possible–thanks for writing this and encouraging us to do so

  • Patbannan

    Great article- thanks for the lift!

  • Susan

    Thanks for sharing your story! 

  • Mandarjones

    I especially love the visulization of the deep dark hole growing smaller when the thought of fear surfaced. this has me excited to try these in my life as well. Thank you Lori and Tiny Buddha 🙂

  • Laura Lea

    Awesome and timely article – thanks for sharing!

  • This is fabulous! And exactly what I needed today. In gratitude~

  • That first quote spoke to me. I really feel that if we center our lives around non-material wealth, then we become the happiest (and wealthiest)!

  • Mari37

    Thanks for this motivating and inspiring message.  I am more afraid of my own greatness and gifts than I realized.  I make excuses, when jumping into action is the only way I will be able to live and work” in alignment with my gifts, skills and talents.  Your course may be just the tool I need to assist me in my endeavors. Thanks for your generous spirit.

  • Melamyot

    thank you so much for sharing. It brought me back in alignment!

  • Lucinda Kemp-Erisman

    What a timely and astute article. I was discussing this very matter with my 12 year old daughter last night, and SHE was the one telling me to let go and embrace my gifts, not to worry about steady paychecks and health insurance. As she put it, if you’re not doing something that makes you happy, you are making everyone else miserable. (Am I proud of her!)  At least she is learning better lessons than I did at that age. Like Julie, I grew up with a dynamic of lack, coupled with splurge spending on credit cards. It was the worst sort of money management, and became deeply ingrained in my psych, probably because it was so whacked out.. The idea of letting go of money completely is terrifying and yet so attractive. I will be spending some time alone meditating on this list this weekend. Julie, thanks you so much for sharing so generously of yourself.

  • Angelgal01

    Quite inspirational. Thank you. The messages conveyed in this piece will no doubt be the basis for conversations between my husband and me as we further internalize and God willing, realize opportunities with the Peace Corps.
    T Benson

  • Tracy

    Thank you for your inspiration and fundamental guidance to finding peace. We are the stumbling block to our own emotional, spiritual and financial growth and success.

  • Beth G.

    Ver very inspirational, and fits exactly where I am at the moment! Thank you for this, and here’s hoping I win a subscription. Either way, than you for the article!

  • Creinhard

    When that pit of fear yawns in front of me, I repeat fear means false expectations appearing real.  I know there is true fear which is warning me of something, but most of my fear is anxiety related to the above definition.  

    I know what I want to do, but I feel caught in the web of those I am already serving.  I will step away from the pit and do some digging.

  • catherine

    Thank you for sharing your inspiring story, this was exactly what I needed to hear today!

  • Anonymous

    Hi Julie, thanks for writing this piece and sharing. It reminded me to treasure and make use of the treasures I already have instead of desperately waiting for alms. Because begging seems easier than digging, it is such a temptation. Entries like this serve as great reminders.

    There were several things in this article I could relate to, like turning an obstacle into a vision in order to deal and overcome it, going back to old journal entries for enlightenment (the power of words we write to ourselves should never be underestimated, as I’ve learned through some trying times, as those words could help you pull through), and sitting on top of a great wealth. I would really, really love to take part in your “Living with Alignment” course. 🙂

  • Thank you for the article. Since the bubble burst I too have been struggling and lost everything. Literally. But I learned I don’t need all the material things I had. I’m barely making it now, but more relaxed and more grateful for the people in my life and what they bring to it. Which by the way, when you lose all the “means”, you find-out really fast who your real friends are and who was ramoras.

  • Laura Payne

    Thanks so much for sharing this with us. 

  • Laurelnakai

    What a beautiful expression of true abundance. This is one of my biggest challenges, I also deal with a fear of doing without and money is a huge stress for me, especially since I am now a stay at home mom, so I am not even in control of the money coming in. Whenever I feel this lack of control and fear I try to count all of my blessings and know that it is a priceless gift to be with my children when they are young.

  • Gus

    I think we would live very differently if we strove to achieve a “zero net worth” at the end of our life – so our overall “financial footprint” was completely balanced btwn what we accumulated and what we used while here.

  • Sharon Henwood

    Thank you for the reminder that I am sitting on my wealth and my challenge is to bring it into the light. I love your images of the pit and the tree of golden light, I will use them to help me move out of my “stuckness” along with your Living With Alignment course, if I am one of those fortunate to receive it.

  • Pam

    Perfect timing! I love the way everything comes to you right when you need it most. I’m so greatful for the times when I’m actually able to recognize them, like this message!

    I lost a job I loved two years ago and have spent all this time wallowing in the self pity of it all. Just this week I have finally begun to crawl out of the hole of despair. I began training to do something I’ve always wanted to do.

     Had I not lost my job, I would have probably stayed in that complacent place forever and not realized my true potential.

    Sometimes you have to lose everything to find out what is really important in life. Thank you for this wonderful reminder.

  • Jen

    Thank you for this article. I am currently in a situation of having lost everything, partly by choice, partly not. I am dealing with the fear that comes with loss and second guessing my choices. But I believe I have been put in this position for a reason and continue to try to dig deep to find my next purpose.

  • Nancyjfisher

    Thank you Julie. 
    Your story is so compelling – your words traveled right to my heart. 
    I would be so honored to be a the recipent of your offer and to enter the dynamic.
    “The real measure of your wealth is how much you’d be worth if you lost all your money.”
    something my soul knows but I have such a hard time living from this space, certainly true over the past few years.  Thank you for your geneorsity and contribution….

  • Leanna

    How awesome it would be to live in alignment!!

  • S Barychewsky

    I would like to enter to win the one year long subscription to Living with Alignment…great article…thanks…Sandy 🙂

  • Reading this great article has helped me cross a few more Ts and dotted a few Is on my spiritual journey . Thank you

  • Andrea

    Thank you for sharing your story…it really speaks to me and my current life situation. I am borrowing your affirmation: “Let this be a starting point – I vow to spend the rest of my life living in alignment with my gifts, skills, and talents.” Yes, i believe that this is true wealth…and what I am striving for. I would love the opportunity to take your class and delve deeper into this topic. Thank you again. 

  • Sasssandy5

    The timing of your post could not be better for me. What a gift. Thank you so much for sharing. I agree with so much of what you have written and have been discussing abundance in all forms and the lessons in ‘losing’ material possessions a lot with my friends and family due to my current circumstances that are challenging to say the least. My optimism rarely fades but today was especially trying for me so to read your post and to be reminded of these truths has re-energised me enormously. Once again, thank you. 

  • Great perspective – thank you for sharing your experience here.  Your piece gave me a few things to process and hopefully I can apply your steps to my own fearful situations!

  • Linda

    Great article and message!  This is a principle that makes sense to me on an intellectual level but that continues to elude me personally.  I so need to get into alignment as the fear I live with daily is destroying my life (figuratively and literally).  Desperately seeking help to get out of my stuckness and realize my potential.  Thank you for sharing your gifts. 

  • Patty

    Thank you for your post.  Adversity does bring the gifts.  I’d like to receive the Living in Alignment if the Universe wills it so 🙂

  • Melissa

    I’m so grateful for today’s messages.  Just what needed!

  • Antoinette

    Excellent article Julie – I love that it is a personal experience and not just truths that are being put down to be viewed – I love that you have actually walked the route thereby making it that much more real and workable and because you have come out the other end as you have you KNOW the way that was through for you and that makes your information more valuable and pertinent – gives it more credibility.
    Thank you for the opportunity to receive your E-Course that is an incredibly generous offer and I would be more than happy to do so – this I would greatly appreciate!!  Dealing with that which in me needs desperately to heal!!  Time to find myself again and be true to who I am in all aspects of my life – how I am living my life and who I am being.  Thank you for showing up in precisely the right moment with exactly the right offering!!!

  • Love this!! I feel as if my transformation has really been intense lately and for the past few weeks. I had an “I SURRENDER” moment last week that ended with sobbing on the phone to a close friend and then returning to my colleagues at work and sharing with them. What I have realized is that the abundance that I have in my life is found in the wonderful, healing relationships I have been given, and yet I have a tendency to look to those who can’t or won’t give love and acceptance. So with my surrender has come a new peace and a renewed level of acceptance of myself, my desires, and my dreams. I am just beginning to root out the limiting beliefs, and would love to be guided by a year’s subscription. I know the Universe always provides, and I have become willing, finally, to accept the end of a relationship that has been over for quite some time. With that willingness I hope to find what the universe truly has in store for me now.  I fear and want love more than all else, yet find that hardest to give and receive equanimously. Meditation has begun to help. Thanks for being and sharing, Laura

  • Melissaherenow

    Beautifully written! I’m inspired. Many thanks!

  • Jackie

    Thank you so much !  I am an artist & at the moment I am painting 100 paintings in 100 days – I have been in somewhat of a crisis in my life because  I am shifting to another level of consciousness when it comes to money. The paintings are about practice and process -not about $. I believe there is a paradox involved when it comes to having money.  I have to let go of it as my focus and do what I believe in and love and then the money will come.  Focus on the money (or lack of) as the end and I  I lose sight of the creative moment and doing what I am meant to do right now. Also there is shift from internal to external focus.
    Money is so important and sought after in our culture but I have lately felt that it is so meaningless when it is not aligned with my values and passion. The crisis for me is believing that I can really do what I want – anything is possible and still make enough for a living. The journey is to let go and leap into this new way of thinking that I don’t know yet but really works.

  • Marcelo

    Very inspiring. I’m going through a very tricky patch at the moment and, sometimes, feel real panic at what will happen to me. But there is also a slight “shade” of some kind of possibility which I need to explore. It’s not very clear to me what, if anything, is lurking beneath, but this text has been very helpful. Thank you.

  • M.C.

    Wonderful article! Thank you so much for sharing!

  • Bublesl

    Im sharing this with others…uplifting message!

  • Paddy Dean

    Thank you so very much.

  • Razz

    Beautiful and inspiring

  • ~ Caroline

    Inspirational article. And I would most definitely be interested in Julie’s online course. It would be a true gift. Please add my name to the drawing. 🙂

  • Nancy Rose

    Beautifully written and deeply inspiring.  Thank you!

  • CW

    As others have mentioned, this is a very timely article. I think we could all use this reminder that we need to let go of the fear and follow our passion. It’s hard to do, and the fear is strong, but the only way past the fear is through it. I’ll be working on this even more now. Thanks for sharing!

  • Kandicenate

    Amazing post. What resonated the most was that gift of losing everything. I know that abundance is the only reality. This article helped to affirm that. Thanks Julie!

  • Rachel B.

    So timely for me – I recently survived an intruder’s attack mostly unscathed – and have been having a difficult time explaining to my friends and family how much the experience feels like a gift. This helps me to understand my empowered and motivating reaction a bit better. Now I can apply the lesson more concretely to finding the upside to a tough breakup as well. 🙂 Thank you! (& I’d love a spot in the drawing, please…)

  • Shelly

    Thank you for offering a different and really valuable perspective!  The idea that holding back on expressing my gifts, trying things that appeal to me and setting my dreams in motion relates to prosperity (financial and otherwise) had not ever occurred to me, and it’s genius!  I’m beginning to implement this approach immediately.  Blessings to you!  Shelly

  • Kathryn A

    I would love to win, thank you!  This article was fantastic and right on time for me.
    Thanks to both of you.  Have a great weekend.

  • Tias_mimi

    I have just been through a month of deep depression,not so much about finances it just seems as though my life is crumbling apart and I have this deep sense of unhappiness. Your article helped me to realize that maybe I’m unhappy not because of other people but because I have been afraid to truly tap into my gifts and talents. As I have gotten older I realize that I need to do something that really makes me happy and its not all about the money. I also need to cultivate friendships,something at this point in my life seems priceless,but I had little time for while raising my family. Thank you so much for your insight,it was a light in the midst of my darkness.

  • eileen

    This was so helpful to read. For me, knowing just doesn’t seem to be enough. I know that money will not make me happy or safe or fulfilled, and yet I feel safe when there is something in my bank account. I (falsely?) believe that if I just had enough saved up for retirement, then I wouldn’t worry anymore and would be free to follow my dreams. And so I chase after dollars while my dreams are put on hold. Aaack. I am the beggar. What will it take to start digging?

  • Donna

    Great perspective!  Thank you so much.  🙂

  • Chris Oslmarketing

    I always find statements such as ‘X has agreed to give away ONE subscription to…’ For the last few years I have been selling books to schools in the UK> I have written about 100 manuals/books myself and other teachers have also contributed.

    Now the exam syllabuses have changed. 

    The books could be updated but I have decided not to. I want to write plays rather than books; I want to read more etc etc

    In other words I want to do something else.

    Now if I gave the books away then i would have the cost of postage, the cost and time of preparing.

    However i have decided to put them all online at a price of 1p a page which is about 5% of the original price. (They are expensive as they are photocopiable.)

    However these are not free.

    I have decided to set up paypal so that every book bought, the full price goes to the Multiple Sclerosis Society. often people do not like ‘free’ things anyway as they are suspicious about advertising etc.

    This way:

    a. schools/people pay for the book (and feel more secure)
    b. by seeing their money going to charity (as with fair Trade) they may even be ‘buying’ a bit of ‘goodness’.
    c. clearly the charity will gain

    this ‘gift’ from me costs nothing and as the books are downloadable it cosst be nothing.

    With tuition – I am a  teacher – i have decided to give my fees to charity but instead of me giving the money people pay direct to the charity. This is much much easier for me and also means that if people don’t want the tuition then I am not bothered i.e. i am not having to sell myself.

    The website for the books is as of mid-October 2011 it is still being developed. The tuition site is

    Now, to return to ONE subscription being given.

    If people would not normally subscribe then why not GIVE many many subscriptions? There would be no loss of income and a great deal of well-being spread around plus the obvious knock-on for publicity?

  • Annamarson

    What an uplifting and truly inspiring story. Thank you for this beautiful reminder. Namaste.

  • Michael

    Wonderful! The “exhausted” quote has landed with me.

  • Kellymareejones

    Great message Julie, I would love to enter the competition for a chance to participate in your online course about living an authentic and truly aligned life

  • Frince

    my huge loss was the use of my legs just 18 months ago.i spent a lot of time in depressiion & doing poor me impersonations. Luckily I have a wonderful partner who battles her infimities to give me daily care, and just lately we have had access to a team of wonderful Carers who help with my daily routine. To consider the loss of the use of my legs as a gift, is a revalation, but I realise now, with this laptop that I insisted I neither wanted or needed, I can go anywhere and study many new things.Baby steps at the moment but thanks for the inspirational lesson.I am that beggar,and my true wealth now lies at the end of my fingers.I would love to be included in the draw, realising I have many lifelong habits to unlearn & replace with new healthier choices

  • Beautiful post, Julie – and it was just the right time for me to read this!  I’m right at the beginning of my journey to follow a dream and create a copywriting business where I’m *specifically* working with people who are making a positive difference in the world. 

    So even though I’m not having the “losing it all” challenges you mention, I *am* facing many of the inner challenges around lack and whether I’ll be able to make it work.  Your post was like a fresh breeze, reminding me that those fears are there, but that they’re just that – fears. I can choose to listen to them, or I can simply accept that they’re there and move forward despite them.

    Blessings (and I’d *love* to enter the competition to win a year of your course – thank you!)

  • Smalltreasures

    That was Great!  We are who we are for /becuase of the thing we go through. We choose how to look at it, pos or neg. We learn only what we what to. It’s not what you can’t do it’s what you can do.

  • Nandrews60

    Thank you Julie for this wonderful and perfectly timed article. Like many people have stated, this comes as a light through the darkness. Just what and when I needed to hear it. If we can’t move forward for ourselves, then maybe we can do it for our loved ones, as Lucinda’s daughter reminds us. I learned from my parents to have a great work ethic; and then to come home tired, frustrated, and  miserable every night because as you wrote  “You are exhausted because you are repressing the energy of your own creative impulse, which is your true wealth.”Namaste

  • Linda

    I find it amazing that the universe often presents us with just the right teaching at the exactly right moment.  I found your article to be very insightful and just what I am dealing with right now.  I too had a great work ethic as well as a frugal approach to money exemplified by my recently passed Dad.  I have an ambition that I love, but wonder if it is really my heart’s work or am I just held back by limiting beliefs, like you described.  Every time I take additional steps in this work, I seem to be paralyzed to a great degree (and maybe I’m sabotaging) my results with what I think are subconscious fears of success, lack, or not doing the right thing.  Money is a definite issue, though I am on a path of love and abundance, and want to take appropriate actions to attain those things in my life.  Also, there are many creative talents that I am drawn to yet have not explored.  I was just discussing that with a friend this morning, and am trying to find out what is holding me back.  Also, I lost an income opportunity this week, but feel that it would have brought more distress into my life rather than serenity. 
    I would love to
    be guided by a year’s subscription. I hope that you will consider me.  Thanks for all your wisdom and experience.

  • Maree

    Good luck Jackie in your artistic pursuit with those 100 paintings! It sounds very inspiring! We all need to “leap into” our journeys don’t we?

  • Joanne Yinger

    Our attitude is one thing we have control over. It seems Julie’s response to her circumstances is a great example. I’d love to be present to receive the wisdom of her Living with Alignment course. Namaste.

  • Christine

    I agree with the comments about timeliness of this article.  My house has been on the market for 8 months.  I have lowered the listing price 4 times.  I was approached again about lowering the listing price.  It is now below what I paid for it.  It’s a common story these days. I would appreciate the subscription to help me be more aligned and less fearful of losing what I do have.  Thank you.

  • Geri

    I would love to learn more about this. I am a sole parent with three kids and need to tap into my hidden talents and find what I here for to contribute. It’s easy to get caught up in the business of trying to survive and not live the life you should be living. Thanks for your message.

  • Jess

    Julie’s article resonated deeply with me. For over a year now I have been struggling to come to terms with my financial disaster and how I can fix it. At the age of 40, I was forced (from family) to come back to live with my parents bc of financial mistakes I made….leaving behind my fiance on the other side of the world who is also battling financial problems and could not help me at the moment.  A world I LOVED and felt alive in was ripped away from me.  Now I fear being stuck and not getting out of my mess and returing to him and fullfilling my dream to be a mother. I am forced to work in a job that is not fulfilling and to live in a  city and country that is not for me.  I would greatly love to receive a year long subscription to Julie’s course so that I can hopefully learn to acknowledge my gifts and put them to good use again to make things right in my life. I am a very talented and creative person and in the past have used these talents successfully. I believe I just need that little extra “something” to help me along that I have not been able to tap into.  thankyou 🙂  

  • Tim Venable

    Thank you so much Julie!

    “You are exhausted because you are repressing the energy of your own creative impulse, which is your true wealth.”

    I’m exhausted looking for every reason to run away from my calling as an artist and find every excuse in the book to NOT believe in myself, blaming a city and everything in it, when all I could have is available to me right where I stand.

    Thank you for this.



  • Julie Hoyle

    Namaste and thank you all for taking the time to share your own experiences of this aspect of fear, for sharing your insights and for your encouragement. This is a great ‘nerve’ to be touched, opened up and healed and when we can face and heal it, it always offers amazing lessons and limitless abundance.

    Many Blessings,


  • What a wonderful and timely article I would imagine for a lot of people in the present climate, myself included. May we all continue to rise peacefully and with the right kind of prosperity. 

  • Roxyblue

    Thanks for your inspiring article! I would love the chance to be involved with your online course. Thanks for that gift, no matter who wins it!

  • I have felt for a long time that my life and my work were not aligned with my passions. It is why I started writing – because I felt that my creative juices were being repressed. I thank you for this inspirational post. 🙂

  • Peggy

    I would love to be one of the winners. 🙂 That would be amazing. Loved this article and it helped me a lot. Thank you Julie.

  • Michelle Siegel

    Focusing on abundance rather than lack does erradicate lack and help grow satisfaction and more generosity. And it’s a harvest time this time of year, so this is a very timely reminder! Thank you!

  • Richnmaria

    I realy would like to learn more about living in alignment and purpose. I love the self inquiry exercises. Please enter me into the opportunity to win a scholarship to your course!

  • Gayle Holdburg

    This article could not have come at a better time! I have been questioning my own worth as a person, mother, nurse, and employee. I have not been working as a nurse for a few months, and now I would like to earn extra money. However, I really would rather use my creative energy such as interior decorating to earn my income. But my lack of confidence has stopped me from follwing through on this. So I do what I’ve  always done and look for a nursing job. However, I’m not finding anything at all!  I have been so upset until I read this article. It put my mind back in a positive space. Thank you so much!!! It was just what I needed!

  • Roslyn

    Similar to what other people have said, this was a very timely article for me. I’ve been working toward  finding true passion, uncovering my unique gifts and so on. 
    Love all the Tiny Buddha posts!

  • Thank you for this article. I do struggle with financial concerns and feelings of scarcity that hold me back from fully living and expressing who I am and all that I have to share. I would appreciate the opportunity to work towards more embracing the concept of abundance and adventure rather than scarcity and fearfulness.

  • Julie, what a perfectly timed post in the stage of our economy and so many people’s lives. Thank you for this inquiry: “What am I most afraid of in relation to the expression of abundant goals for my life?” It’s these fears that I know dissipate when I give them some kindness and space and the calm allows for creative expression.

    Thanks so much.

  • I love the idea of being grateful for something that most would consider “tragic.”  So difficult for me, but so worth working on.

  • Peggy

    As I focus everyday on the abundance in my life, it is wonderful to read these words….I truly like the image of the tree.

  • Belinda_scott_908

    Yes – I have been receiving messages about developing my own creativity.  I have spent several years investigating certain aspects of my own personality and the reasons behind these.  I have made many discoveries about myself that would apply to others also.  I have been thinking about how I could share what I have found out. x

  • JP

    The timing of this article was perfect, thank you for the exercise. JP

  • Dragonasura

    Great article. 🙂 I’d like to enter as well. 😀

  • Geoffcarter

    Your article was a fascinating read, and inspirational, im at an all time low at the moment,
    but know its for a reason. i have a given talent of painting, and have just started to improve my skills.
    im at peace when i paint, but feel my paintings will not bring in enough revenue to cover my daily bills, so at the moment dont know which way to go? atleast ‘rock bottom’ is a strong foundation on which to build.
    once again thank you for sharing your story.
    ps. if anyone else reading this has any advice, it will be welcomed with open arms.
    keep smiling ! :O)

  • I recently quit my job to follow my dreams of staying home with my kids and becoming a published author.  I could not be happier!  However, there are times when the lack of my income scares me and  robs me of the happiness that surrounds me.  I would love to be able to get to a place where my fear is transformed, and it no longer creeps in to sabotage my happiness!

  • Bluventures

    Lucinda, children are so very wise aren’t they? Just when we’ve forgotten that through parenting and trying to teach them how to live in this world with a strong sense of self they suddenly pop out with something that makes you the student and them so innocently the teacher. You must be teaching her some good lessons for her to have channeled that out of you. Kudos to you for listening. Good luck on your journey.

  • Bluventures

    Jackie, what a great idea; 100 paintings in 100 days. That sounds like a great and ambitious idea for changeling your creative self. I think you may have inspired me in finding a way to dig me out of my rut. Thank you for sharing!

  • Bluventures

    Julie, thank you for sharing at a time when many people are feeling a financial loss. I of course am feeling it as well.

    10 years ago I had to have a liver transplant and after so many years of thinking I was going to die young I was elated that I was going to survive. That’s when my real journey of self discovery began because then I had to figure out what I was going to do when I grew up! I had already lived a very carefree life, traveling and not having to worry about my future because I inherently knew at a young age something was wrong. Anyhow, after a long six years of physical, emotional and spiritual recovery, I finally found where I was supposed to be and found a job that fit my convictions. While I was working there full time I also pursued my degree as an RN. After graduation I was offered an incredible position in a pediatric ICU in another state where my family lived. So I picked up and moved anxiously starting my new career.

    Three weeks into my new career the larger than life carpet was ripped right out from under me. One day I could walk, the next I was on the ER paralyzed from the chest down. I had a cancerous tumor on my spine that was very long. Anyhow, after many complications, chemo, radiation, hyperbaric chamber treatments I was finally clear of lymphoma and here I am, two years later, partially paralyzed but walking with a cane and far exceeding their expectations of my abilities; but I am once again trying to find my path. I have had a strong sense from the start of this journey that all of this is happening for a reason and that reason is much bigger than me. I just have to figure it out and I’m sometimes I’m just at a loss of how to move forward. I am a very creative person and that may be part of helping me find my way but I feel in the depths of my soul I’m on a path to somewhere, as we all are. I have never lost faith in that.

    May all of you find your true wealth.


  • jjoh

    Coincidence or fate, this article came very timely as I’ve just been thinking about starting a new venture. But all I’ve done is think and no action. I’m taking this piece you’ve written as a message to stop sitting on my backside and start doing something about it. Thanks very much for what you’ve written!

  • Anne

    Finding out yesterday I may end up losing my job – was a difficult pill to swallow however I just found a wonderful article which sheds to light a lot of fears yet can open up a lot of possibilities.

  • Mfitzgi1

    Thank you for the reminding me that I have untapped talents and that they are my wealth. I have to remember  that I have more than I need and continue to see the positive in all things.

  • Cris

    Love your daily posts.  Always insightful, and many times just what I needed to hear.  Thanks

  • Labellavita40

    Very timely article for me at this moment, thank you for the articulate reminder not only to be open and mindful but to embrace our experiences as teachers .

  • Kim

    This is amazingly timely in my life….our family is facing a huge challenge with all of us reevaluating our priorities and focus.  Thank you!

  • Katharinefrances

    I enjoyed this post very much. I love to paint, and have known this since I was a child. However, I kept giving up on this activity, telling myself, “You are not a real artist; this is a waste of your time and money.” Finally, a couple of years ago, I decided that the important reason to paint is that it brings me joy. I let go of doubts, and started painting regularly, taking classes & setting up a studio area in my basement. Turns out that I am painting some nice pieces these days!

  • Dawnbeigel

    This article ties in perfectly with the chapter I am reading in The Artist’s Way class I’m taking.  This week’s chapter is about money and my attitudes associated with it.  The article also ties in with a change in my position at work.  Because one person retired and one person was let go, I have assumed a position of more responsibility and am doing the work of 2-1/2 people–with no compensation or title.  People in the company view this as a promotion because my position is considered “high profile” even though I am support staff.  I am now supporting the President & CEO of our company, in addition to my previous responsibilities with my other boss.  I have been struggling for 3 weeks with this transition and have been writing in my journal morning and night this last week, prompted by a suggestion in my Artist’s Way class.  Every night this week, I have been writing my questions before I go to bed and then in the morning I am open to whatever answers might be revealed in my writing.  Some of my questions have been, “How can I reframe the situation and view it as positive?  How can I take care of myself, be my own advocate, do my job, and stay positive?”  This article is a very good start at answering my questions.  I feel that the universe put it here for me to read.  I haven’t read Tiny Buddha for weeks because my schedule changed and I’ve been too busy to read my favorite online journals…but this Saturday morning was open and I took a chance that the post would resonate.  I’m so grateful that I read it!

  • Leap001

    Thank you for this post! This speaks to me right now as I am trying to bring out my creative side w/o fear.

  • Kenetha

    What an encouraging story! I am in the process of taking the leap to self-employment in order to live a life that allows me to bring my creative passions and life purpose to the center of my life. The process is, naturally, triggering many of my own fears of loss and lack in the financial area. It’s a delight to read of someone facing such a difficult situation so bravely and transforming it to such a bright gift for herself and for those of us on the receiving end of her generous gifts.

  • Rohit Kshirsagar

    Self inquiry does definitely help us realize that we are sitting on the gold. But once this realization dawns we should enjoy the efforts we need to put in to make our dreams come true

  • LadyTamborine

    Great post Lori!
    Indeed, our value should be based on ones spiritual net worth, not financial net worth.

    Thanks for the reminder.

  • Sunblossom

    Thank you for this enlightening post. Every morning before I get out of bed, I read my Tiny Buddha message. It is crazy how relevant the messages are to my day or my current challenge. A fear of lack has been a debilitating ingrained fear that I have carried with me since my childhood…reading this post turns a little dim light on to the fact that the fear is much worse than what beauty can be found in the reality!!!!! I’m off to discover what wealth I am sitting on… Thank you.

  • Kkaadesheets

    I enjoyed this post. I will share it with my family….much wisdom.

  • stormgirly

    Thank you for such a thought-provoking article, which resonates deeply.  Looking into the darker fear-based aspects of our selves can be very hard, and I think, when we embark on such inner work, it’s probably a good thing not to know how far it can take us, for how many would continue if they knew what they would encounter?  Yet when we do, and as we become “more”, it’s amazing how much joy and light we find within such dark times.  I class myself at the beginning of one such path, because in reality, no matter how far you go, or how old you reach, there is always more to learn, see, do and embrace 🙂

  • Chrissy

    Thank you for your wonderful article Julie… very timely for me and incredibly inspiring… as are the comments you have inspired below : ) Thank you everyone!

  • Studio

    Thanks Julie for your thought provoking article.It really resonated with me.Though I am an artist I continually struggle to bring mire play and thus creativity into my designs and through to my jewellery pieces. I find that I contract inside myself through fear and live out my reaLity that there is scarcity in my worls rather than abundance. I know that this mindset keeps me stuck in a financially struggling place. I have won numerous awards over the years and yet I feel like the kid with its nose pressed against the glass looking at all the goodies on the orhwr side. I even have dreams about new designs where my higher consciousness is trying to propell me forwRd. My partner is increasingly frustrated wirh me as he sees abundance eveywhere.Thank you for your article. Simona

  • Great article!

  • Jabaurora

    Great article Julie, perfect timing for me!!!

  • Karen

    Julie, as the universe always provides Sycnranicity.  I have just driven home from another weekend of teacher training (500 hr/year long).  We’ll be done with our course work in december..  I am in tears.  I just don’t think I get it.  I feel like an outcast in a class of 30.  I am 56, when do I get over this!?  I would very much like to recieve your gift… I am obviousely having trouble with “Of course”!  Karen 

  • Karen Deane

    I would love to be one of the winners. 🙂 Great article!

  • Karen

    I would love to be one of the winners. 🙂 Great article!

  • elizabeth

    looking forward to working through this process in my own journal!! thanks for sharing your story!

  • Jennifer Johnson

    I loved this! We are taught that money is hard earned, that we need to hold on to it, save it…just in case of some future event….I really related to your story. I have, at times, chosen the SAFE route. At this juncture in my life, I realize that I have a very creative energy that is begging to come out. That is scary and unsafe only because I fear. What helped me most in your article was to see how you acknowledge the big black hole, but you make it smaller each day, and bring light to it….Face it and help to change it! Love the suggestion of embracing the fear, to be able to let it go, and change it into something beautiful and new!
    Thank you for your wonderful insight!

  • Shane

    The feelings of gratitude for the financial situations that have been described here are very inspiring. I’m going through a similar situation and it was a blessing to have such a relevant article to read. Thanks for the inspiring message!

  • Katherine

    I definitely agree with most of what you’ve written. It gives a very concrete method of how to do your “inner work”, the digging, the shift in perspective…

    But as always, there’s fear and doubt especially after you’ve set out on the path. I would be interested in reading or learning more about what to do after you’ve faced the far. On maintain the energy throughout the process of aligning one’s gifts, skills, interests and the need, opportunities available right here, right now. I hope I can be lucky enough to take part of your course. Perhaps the answers would be found there.

  • Grace

    Exactly what I needed to read! My life has fallen apart and I have an amazing opportunity to immerse myself in what I consider to be my true life’s work – then panic arises (along with the voices of friends and family) and insists that I have to find a job with salary and insurance. My husband had a stroke, my son had a breakdown, and I lost my job as I struggled under the pressure of being a caregiver. 
    I’ve come to see the prospect of losing my house and material security as a catalyst for transformation. I’m removing all the clutter, all those things I don’t love or need – a metaphor for creating the authentic life to which I’m drawn.
    Why have I continually chosen to pursue a career that isn’t based on my strongest gifts and talent? How is it possible that I’ve been asking this same question for 25 years? Enough, already.
    Thank you.

  • Melissa Rivero

    Thank you for the post! I’m still on a journey of discovery, but student loans are a burden. It’s very hard to recognize and follow your passion and gifts in any age, but particularly in this economy. Thank you for reminding us that it’s possible.

  • Ewneu

    thank you for the inspiration….living in truth and total acceptance can be an incredible challenge….simply figuring out what your path is can be daunting, and feel impossible sometimes. and then being grateful, especially when you feel lack, oh yes, there lies a deeper hurdle. so thank you for the reminder that what we need is already inside us, i am continuously working to align with my path, my truth and then getting out of the way so i can receive joyously, lovingly and gratefully.

  • Soultree123

    I am 36 and have been sitting on my talents for years. There is so much fear inside for failure that I’d do just about anything to be at a great distance from it and disappointment. I’m working at something I like, but not love. I’ve lost that sparkle inside and my black hole has drawn me closer than I’d like. Your message inspires me and yet I’m still afraid. Please keep sharing! Im hopeful I will transform my inner self to the being I see myself to be. I am grateful for all things I have that hold no financial status–like compassion, forgiveness, giving, friendship and love…it’s all the other stuff I could use help with. Have a beautiful Sunday. And thank you!

  • Rnickelson

    Great article….I’m in a similar situation now….I really needed to read this….thank u!

  • Mairirrcampbelljack

    I have been struggling with fear recently, and I will certainly take the image of the shrinking pit away and apply that to my own thinking.  Thank you for some really useful ideas.

  • Every day I try to make it through the day, doing the things I love.  Unfortunately, those are the things that often lead to stress (i.e. my job).  I love children and working with them.  I’ve also wondered how I could make the money I am while doing something that I love, maybe part-time.  Ha!  haven’t come up with any ideas yet – I’m a special ed teacher afterall.  If you or anyone else reading this can offer up some ideas, that would be  grand!

  • Anonymous

    Thank you. This article is something I know for ages but still I have problems to apply this wisdom.

  • Rhea London

    Hopefully this will help me stop living in fear of no longer having a job.

  • christine

    This article really resonated with me!

  • christine

    I really need this course

  • thank You Julie*
    love this story & the power of visualization.

  • Char

    I appreciate the view to dig in and access what is available to you right now. To align yourself with your goals and focus your energy.
    The universe does provide. That was such a foreign concept to me growing up. Now I know it is true.

  • Mommywilliamserin

    We are facing a difficult time right now as well. A year ago yesterday, we were hit by a drunk driver who was alluding the police. Thankfully, my two daughters and husband were ok, at least physically. They have had to watch me struggle with chronic pain daily. I wad told that I had to stop working last December to take time to heal. Financially, we are struggling and the pain has caused me to miss out on a lot over the last year. We are very close as a family, but it is hard to feel like I don’t contribute and pray to find a way to use my talents in a different way, perhaps doing something from home. I’m so glad that you were able to turn things around into a positive and I hope that I am strong enough to do the same…thanks for sharing!

  • Merri Martin

    If I am meant to win the course then I will!

  • NinaC

    I really like is article. My world has been turned upside down by money lacka nd Im so tired of giving it so much precedence in my life. Thank you for the ideas!

  • Anonymous

    Being someone who is able to visualize easily, I love the visualization of the Bottomless Pit filling with light as the entrance becomes smaller until it disappears.  This is one I may borrow often.  Thanks for sharing.

  • Addie

    This article is exactly what I needed, particularly during these (dully noted) hard economic times. More importantly, however, is clearly the need for each one of us – especially me – to lead an authentic, passionate and purposeful life. I have been offering a listening ear to a few close friends who have but a few years ago earned their Bachelor’s degree. It appears as if we are all in the same boat and need quite a bit of guidance. I have been charged with the responsibility to counsel my cronies while simultaneously “figuring it out” myself. I feel that this online course will irrefutably benefit not only myself but quite a few comrades. Thank you so much, Lori, for your energy, wisdom and optimism! 

  • Km_costello

    timely indeed! Having just gone through our own financial ‘fall out’; there was only one way to handle such hardship, and that was to make the best out of the difficult time. We are in the process of making it better; day by day, but still need help on focusing on the positives, and not dwell on the stresses of it all. Thank you for this wonderful article, and for sharing your story. It helps to know and hear of others finding the right ways out of the dark 🙂 Kim

  • Dorian

    This was right on time for me. Thank you.

  • Kirsty

    I would like to thank you for your inspiring story. I have been wanting to start my own journey for some time and shall try to keep this information in mind. I hope this helps me.

  • I need this more than you know!  I had lost my job two years ago.  As a single mom, I knew it was going to be a struggle but have been determined to use the opportunity to try and pursue passions.  To return balance to my life and hopefully be able to create income that is generated through my gifts.  It has been a struggle and I have only been able to progress so far.  I am still blocked.  I feel as if this article is going to help me return to the path with strength and overcome that mental road block.  Thank you!

  • Janene

    Sign me up please! 🙂

  • This article really resonated with me. I am having SUCH a hard time transforming the poverty mindset I developed growing up in a poor family. Always I gravitate toward crummy jobs that don’t really fulfill me, simply for the security of a regular paycheck. I long to be a self-employed writer, but being on my own (without the safety net of an income-producing partner) I am scared to even try. It’s painful to feel my creative potential as a writer is being squandered. Thanks for writing this.

  • Pingback: The Real Measure of Your Worth « Your Feminine Birthright()

  • Leintech

    please enter me into the contest…..thanks,cindy

  • Courtney

    What a lovely article, I think it so important to remember that there are all sorts of ‘currency’ in life and the dollar is only one. The currencies of health, genuine friendship, someone who loves you, good food and being able to enjoy music, travel and beauty are among others. Thanks for this timely piece to remind me to center myself about what matters to me

  • Nice article, Julie. We have an emergency fund and some insurance and I’m learning more about income investing to get started. I like how you have broken it down into chunks, enough to cover food, etc., because those ate nice, achievable targets. Like the cashflow game, it gets you focused on the independence goal. Thanks for sharing!

  • Wealth is not about what you spend, it is about what you keep. Wealth is freedom to choose and not to be burdened.

  • Simon Collyns

    Very many thanks indeed for your insightful discourse on poverty and wealth this afternoon !!!