You say you give him 75% of your salary for living expenses. Since you have a separation now, are you still giving him money? Does he need your money to live? It doesn’t get better, truly a leopard doesnt change their spots, and unless he is truly caring for you in a respectful and loving way, it is my opinion he is using you. Where do you live during separation? Do you pay rent or expenses? Please listen to Anita…..I have witnessed the lure of being beneficiary and then it can be changed in a day, via online or form faxed over. You have no security. Is this how you wish to spend your last years? Disrespected, tired, weary?. What kind of life is that? Better to be peaceful than to be berated and used like this. I am 63 years old, so have been around awhile and seen the way women will tolerate anything, versus being alone. Have hope, I was 60 years old when a beautiful man came into my life. The universe heard my prayers and were mostly answered. While still working, you can start to create a secret fund that no one knows about. for your future. Because I guarantee, if he knows you have a little money elsewhere, he will force it to be given to him by emotionally abusing you, until you feel worthless and try to make peace by giving it to him.