Hi Robin,

Around 2009, the same happened to me. I had lost my job, was facing eviction. I only had a little bit of money left from a 401K. My Dad had just passed, had no family or friends to help me. I went to see an attorney. Since it was a long time ago, I don’t remember all the details. But I remember getting help. I got help with my utilities by going to churches. They will help you. I also got help with 1/2 my rent from Salvation Army and St. Vincent Dr Paul. I remember being so desperate, I went to the yellow pages and contacted every single church and social service organization I could and explained my predicament. Many helped me out. Many churches had a social advocate deliver food from their food pantry for me, because I could not afford has to go and get the food. I had two cats, I called numerous animal welfare organizations and they helped me with cat food and even litter.

When I went to the attorney, she contacted a credit counseling agency, I was trying to get on SSDI, and somehow, she negotiated the car payments in at a reduced cost along with my credit card bills, so I could try to avoid bankruptcy and try to keep my car for a few more months. Don’t give up. There are places that will help you. I think I was even given a voucher for public housing. There is hope.