Home→Forums→Tough Times→Critical mistake or good decision?
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July 2, 2018 at 6:40 pm #215201StephenParticipant
I have Major Depression which has flared up in the last 6 months. I am the main breadwinner, I am very concerned about my ability to continue to work at a high level. Memory, concentration, cognition are in serious decline. I’ve been on all kinds of medication, therapy etc, this is the worst outbreak I’ve had. At my age, 54, I am too young to tap retirement accounts. We decided to sell our very expensive dream home, with a huge mortgage, for a smaller, less expensive place with no mortgage. It is nice but not like WOW. This was done to relieve a major source of stress for me, simplify and downsize.
Now I feel overwhelming regret and guilt for having done this. Dragging my family down in living standard, along with having to put up with me (who has not been too jolly the last six months or so). I feel certain that my high earning days are behind me unless a miracle happens with treatment or the relief of stress. did I do the right thing, and how can I forgive myself if I made a mistake. Word to the wise, never make big decisions when you are feeling bad mentally. Thank you.
July 3, 2018 at 10:14 am #215237PeterParticipantYour decision to downsize, in my opinion for what its worth, is a sound and good one.
Happiness does not come from all the stuff we have. As you yourselves have discovered the “dream home” did not create the dream but a burden of anxiety. That’s the thing with stuff, more often then not, instead of enjoying it we live the fear of losing it.
I’m 55, sole bread winner, prone to depression, and getting tired – ready to re-tire. Ready or not the next sage of life is before us and the questions start to arise, what do we want it to look like? Do we continue to strive and push… how much do we really need? What is truly important. Its understandable as we grasp and hold on to the illusions of the past, how things should be even suspecting that we don’t really want those things that we fall into depression.
There is no reason for regret. Nothing stopping you from pursuing a new dream house, but you already know that you wont, its not what you or your family needs or wants. The dream “home” your seeking in the second half of life isn’t about brick and mortar and stuff.
“The feelings that hurt most, the emotions that sting most, are those that are absurd – The longing for impossible things, precisely because they are impossible; nostalgia for what never was; the desire for what could have been; regret over not being someone else; dissatisfaction with the world’s existence. All these half-tones of the soul’s consciousness create in us a painful landscape, an eternal sunset of what we are.” ― Fernando Pessoa
July 3, 2018 at 11:15 am #215245MarkParticipantStephen,
You don’t have a mortgage payment, i.e. no big debt and therefore not to be worried about having to work (hard) to meet those monthly payments? You have guilt and regret for making that wise financial decision and having to relieve a source of major financial stress?
I suspect that you are feeling bad because you are still depressed. Are you on any medication now? Seeing a therapist now? Still meditating? Exercise?
Is your family supportive? Are they complaining about the decision? Who is living with you now? Which members of your family?
Mark
July 4, 2018 at 6:23 am #215351AnonymousGuestDear Stephen:
I have read a whole lot from people having had a troubled, painful childhood, I had one. Thing is I never read a person stating a downsized home was a source of pain. It is always one’s relationships that cause that pain.
I think that our most important resource for well-being, by far, is our relationships. And it doesn’t mean you have to pretend to be happy with your family, wife, children. If you are honest with them, if you contain your distress enough so to not overwhelm them with it, if you consider their well-being when you speak to them respectfully and empathetically, that goes a long way toward their well being and yours.
A child does not carry “a very expensive dream home” with him or her as they enter adulthood and proceed through adulthood. A child takes with him or her the relationships in the home.
If you would like to share more about the nature of your depression, please do. I would like to read about it and reply to you further.
anita
July 4, 2018 at 5:09 pm #215459StephenParticipantWow, thank you all for these great comments. My depression is MDD, with recent bouts of panic attacks which I have never had before. This is the worst episode of depression I’ve ever had.
Both kids are grown and through college (which we were fortunate enough to pay for them so they don’t start out life in the hole with debt). My daughter recently moved back in with us during a job transition, my son lives many states away with his first job out of college. I miss him terribly. Work is my major identity, not that I’m a workaholic but it has been the area I have been most successful in, until now. Recovering alcoholic, 14 years sober, but that makes life also “different” in many social situations. Lost both parents (my only family members) 3 years ago within 12 weeks of each other. I started losing my memory and cognitive sharpness around that time and it has gotten steadily worse, from brain fog to pea soup. Got moved into an executive role in an area I was not familiar with a year ago and it has not set well. I’m not right for it. That and my faltering skills started my depression rolling. Fear, anxiety, how would I pay the mortgage without digging into retirement savings. What would I do for work? I’d be lost without it. Then the looming mortgage….and all the other expenses from living in an expensive part of town. Long commute, huge taxes, high insurance, flood insurance, etc. I have worked in stress filled rolls for years and years and had a capacity for it, though not an appetite for it, until now. It feels like the walls are caving in all around me.
My wife loves our house and lifestyle and we are essentially taking a step backwards into a “safe” house, smaller, cheaper but still nice. I feel horribly guilty. I think she is embarrassed to leave. She doesn’t like talking about my depression.
I am taking medication, am in the middle of TMS therapy, do yoga, exercise, meditate, walk, read the Bible, journal, practice gratitude…basically everything I can think of shake this off. But I feel like my life has peaked and is rolling downhill now and I can’t seem to get it all under control. The house was a huge decision that is really weighing on me now sitting around waiting for moving day.
Thanks for all your kind words and advice.
July 5, 2018 at 12:09 am #215495BrandyParticipantHi Stephen,
Sorry it’s been a whole year that you’ve been working in a high pressure position in an area you’re unfamiliar with and not right for. I understand you’ve done well in previous stress filled roles at work, but I find that as I get older, managing work related stress gets more difficult. It’s almost like the cushion or buffer that allows some people (like me) to function well in stressful environments begins to wear thin to the point where we just don’t want to do it anymore. Dealing with the death of both parents not long before taking on this new work challenge has exacerbated the situation for you (as it would anyone), I’m thinking. And you’re the main breadwinner in your family. I can certainly understand how all of the above would give rise to panic attacks and a tougher than normal episode of depression. Is it possible to get out of this job and back into something you are more familiar with and confident in that is less anxiety producing? You did the right thing by downsizing. With no mortgage and less financial pressure, finding a healthier balance between work and fun (if this is possible) may help you feel better mentally. I think most of us reach a point where we believe our high earning days are behind us and realize that there’s more to life than work. For me, having the time to do the little things I look forward to like going to a movie, museum, book store, etc. is better than having a dream home in an expensive neighborhood. Do you have any time in your life to do the things you love? And do you think if your wife saw a happier, less stressed husband that she would feel better about this move?
B
July 5, 2018 at 4:40 am #215511AnonymousGuestDear Stephen:
We all need a sense of relative safety. A series of events happened that took away the feeling of relative safety that you did have before:
– you had both parents alive for 51 years of your life, then three years ago both died in quick succession (your cognition started to decline then).
– you had both children living with you for a couple of decades or so, then both moved out and your son has been living many states away from you (you miss him terribly, you wrote)
– you felt comfortable enough at work for years or decades but started a new executive role a year ago in which you no longer feel comfortable (“I’m not right for it”) and you fear retirement itself, not working.
– you lived in a dream house, but a decision to sell the dream house has been reached recently, yet to take place (and you feel very conflicted about it, guilty and anxious)
–your wife was happy with you and with the dream house, but now she is unhappy with the sale of the dream house and with your depression.
–you were … young and younger your whole life, you are getting older.
With all these changes, loss of the relative safety, “It feels like the walls are caving in all around me… I feel like my life has peaked and is rolling downhill now and I can’t seem to get it all under control”.
Having read all you tried, therapy, medication, yoga and so forth, I see only one solution to your great distress and that is, starting from the beginning.
Focus not on what you lost (the italicized above) and view the now in that painful comparison. (Interesting, though, it wasn’t that great, the past, was it?)
Your new life really can be better than what was, once you remove it from the comparison, from the “after the peak” position, in your mind. No longer compare your life now with the life before.
Begin where you are, in a soon to be smaller house with no mortgage, a father of two grown, college educated (and free of debt!) children, one living many states away, a daughter who will probably be moving out again soon. A husband of a wife who is unhappy with him somewhat. An executive who is about to change role and later to either fully or partly retire.
You shared that you read the bible. The bible starts with “In the beginning”, may today be your beginning.
anita
July 5, 2018 at 9:09 am #215523KarenParticipantI think you made a good decision. A smaller home costs less, requires less time to clean and keep up with repairs…. Once you retire you will have more freedom to take trips… because your monthly expenses will be lower and it will take less time and money to handle the cleaning and upkeep. A big house is not what makes a person happy. Take a breath. You have had a lot of change in your life in a short period of time. Work on filling this house with love and happiness and I am sure neither of you will regret the change.
July 5, 2018 at 5:56 pm #215607StephenParticipantThank you all for such wonderful insights. Well thought out. After obsessing over these details and permutations for months it’s amazing that compassionate souls can see different sides of the equation and express them so well, angles I had not considered. This forum is great!
July 6, 2018 at 5:43 am #215665AnonymousGuestYou are welcome, Stephen. Post again anytime.
anita
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